The Home Loan Application Process ...
1... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
2008 and the global financial crisis on the line for you...JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
Yeah, I did finally come to the conclusion that the sub-prime mortgage fiasco resulted in this paperwork morass. Still doesn't make me feel any better, and Mrs. JMC is beside herself (and coming around the other side). Kicking myself for not paying cash & avoiding this nonsense.39hurricane wrote:2008 and the global financial crisis on the line for you...
Just remember this, as you grow older... every time you find a process that's been made more difficult, or virtually impossible... they've done that for your convenience.JMC-STL wrote:Yeah, I did finally come to the conclusion that the sub-prime mortgage fiasco resulted in this paperwork morass. Still doesn't make me feel any better, and Mrs. JMC is beside herself (and coming around the other side). Kicking myself for not paying cash & avoiding this nonsense.39hurricane wrote:2008 and the global financial crisis on the line for you...
Oh, so THAT'S why Ticket-bastards invented the Convenience Fee.Turk Sanderson wrote:Just remember this, as you grow older... every time you find a process that's been made more difficult, or virtually impossible... they've done that for your convenience.
Sure... strictly for youJMC-STL wrote:Oh, so THAT'S why Ticket-bastards invented the Convenience Fee.Turk Sanderson wrote:Just remember this, as you grow older... every time you find a process that's been made more difficult, or virtually impossible... they've done that for your convenience.
The Wife and I just refinanced our house...everything done online...it was too easy.....and then they sent the Notary guy to my house on closing day!JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
If things keep going like they have over the last two weeks, the police will be coming to MY house on closing day.NHLTIM wrote:The Wife and I just refinanced our house...everything done online...it was too easy.....and then they sent the Notary guy to my house on closing day!JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
Did you use THE HOME LOAN EXPERT.COM ?NHLTIM wrote:The Wife and I just refinanced our house...everything done online...it was too easy.....and then they sent the Notary guy to my house on closing day!JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
I didn't know Jimmy Kavadas had branched out into home lending.Turk Sanderson wrote:Did you use THE HOME LOAN EXPERT.COM ?
Don't know who he is... am I to assume he screams at you as he's peddling you your new ride???JMC-STL wrote:I didn't know Jimmy Kavadas had branched out into home lending.Turk Sanderson wrote:Did you use THE HOME LOAN EXPERT.COM ?
WTF, Turk?! Jimmy Kavadas is YOUR Credit Man!!!Turk Sanderson wrote:Don't know who he is... am I to assume he screams at you as he's peddling you your new ride???JMC-STL wrote:I didn't know Jimmy Kavadas had branched out into home lending.Turk Sanderson wrote:Did you use THE HOME LOAN EXPERT.COM ?
uhhh...I don't have a credit man.JMC-STL wrote:WTF, Turk?! Jimmy Kavadas is YOUR Credit Man!!!Turk Sanderson wrote:Don't know who he is... am I to assume he screams at you as he's peddling you your new ride???JMC-STL wrote: I didn't know Jimmy Kavadas had branched out into home lending.
nope...just used our current mortgage lender Chase. We just did a straight refi, didn't take any money out. Hoping to have our house paid in full within 10 years.Turk Sanderson wrote:Did you use THE HOME LOAN EXPERT.COM ?NHLTIM wrote:The Wife and I just refinanced our house...everything done online...it was too easy.....and then they sent the Notary guy to my house on closing day!JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
I meant...everything was as easy as could be until that guy showed up and then pulled out what appeared to look like a stack of 3 packs of printer paper that we had to sign.....an hour just to sign all that shit. I looked at the guy and said..."It's 2018 for Christ's sake" and he replied..."I know right"JMC-STL wrote:If things keep going like they have over the last two weeks, the police will be coming to MY house on closing day.NHLTIM wrote:The Wife and I just refinanced our house...everything done online...it was too easy.....and then they sent the Notary guy to my house on closing day!JMC-STL wrote:... in 21st Century America is a cross between an IRS tax audit & waterboarding accompanied by a high colonic with the juice of 10,000 Ghost Peppers. Thank you, Elected Representatives.
I guess we ALL have First World crosses to bear.NHLTIM wrote:...an hour just to sign all that shit. I looked at the guy and said..."It's 2018 for Christ's sake" and he replied..."I know right"
Oh, but you could ...Turk Sanderson wrote:uhhh...I don't have a credit man.JMC-STL wrote:WTF, Turk?! Jimmy Kavadas is YOUR Credit Man!!!Turk Sanderson wrote: Don't know who he is... am I to assume he screams at you as he's peddling you your new ride???
No thanks... only time I want to see that many teeth , is when I let the Rottweiler chase the Jehovah Witnesses down the street.JMC-STL wrote:Oh, but you could ...Turk Sanderson wrote:uhhh...I don't have a credit man.JMC-STL wrote: WTF, Turk?! Jimmy Kavadas is YOUR Credit Man!!!
that was gold.Turk Sanderson wrote:No thanks... only time I want to see that many teeth , is when I let the Rottweiler chase the Jehovah Witnesses down the street.JMC-STL wrote:Oh, but you could ...Turk Sanderson wrote: uhhh...I don't have a credit man.
It's a good thing the J-dub's don't believe in a fiery hell of eternal torment, or you two would be sent there immediately ... without supper!T.C. wrote:that was gold.Turk Sanderson wrote:No thanks... only time I want to see that many teeth , is when I let the Rottweiler chase the Jehovah Witnesses down the street.
I taught the Rottie to attack by opening the door and shouting “God’s will be done!”....They can’t argue with God’s will.JMC-STL wrote:It's a good thing the J-dub's don't believe in a fiery hell of eternal torment, or you two would be sent there immediately ... without supper!T.C. wrote:that was gold.Turk Sanderson wrote:No thanks... only time I want to see that many teeth , is when I let the Rottweiler chase the Jehovah Witnesses down the street.
Come to Turk's Discount Church and be saved at half the price of normal redemption.T.C. wrote:he does work in mysterious ways.
"And on the 7th Day, God rested ... and gave us the BOGO deal."Turk Sanderson wrote:Come to Turk's Discount Church and be saved at half the price of normal redemption.T.C. wrote:he does work in mysterious ways.
Amen.JMC-STL wrote:"And on the 7th Day, God rested ... and gave us the BOGO deal."Turk Sanderson wrote:Come to Turk's Discount Church and be saved at half the price of normal redemption.T.C. wrote:he does work in mysterious ways.